Business Insurance
General liability, commercial property, business owner's policy, and workers' comp — built around what your operation actually does, not a generic class code.
Get a quote →
Property & Casualty Insurance
Protection begins with prevention.
Prevent. Protect. Prosper.
A Massachusetts independent agency for contractors, for-hire transportation operators, and the businesses that keep the Commonwealth running — plus the home and autos of the people who own them. We shop top-rated carriers, then help you reduce risk so you actually use the coverage less. In English, Spanish, and Portuguese.
MassachusettsIndependent & licensed
EN · ES · PTServed in your language
CPCUAdvice from a credentialed agent
“We measure success in claims that never happen — and money you keep.”
Business & specialty
Built for Massachusetts businesses — and the people who run them.
We lead with the commercial risk: the trades, condominium associations, for-hire transportation, surety, and cyber. Then we round out the owner's personal side, so one agency sees the whole picture.
Contractors
Restoration, repair, and the building trades — general liability, workers' comp, commercial auto, tools, and certificates worded the way the networks actually check. Served natively in English, Spanish, and Portuguese.
See the contractor program →
Condo Associations
Master policy programs for Massachusetts condominium trusts — property, general liability, directors & officers, and the fidelity coverage chapter 183A requires above ten units. Every association also gets the annual unit-owner letter, in English, Spanish, and Portuguese.
Read the master policy guide →
Livery, Taxi & NEMT
For-hire commercial auto for Massachusetts medical transport, taxi, black car, and limousine operators — including the certificate requirements MART and GATRA contracts demand.
Read the Massachusetts guide →
Surety Bonds
Bid, performance, and payment bonds for Massachusetts contractors — including first-time applicants who have never been bonded. Tell us the bid date and we work backwards from it.
See how bonding works →
Cyber
If you hold personal information about Massachusetts residents, 201 CMR 17.00 may already apply to you — whatever your size. Cyber liability covers the breach response, notification, and business interruption that follow an incident.
Read the Massachusetts guide →
Landlord & Investment Property
Protect investment properties, lost rent, and liability across your portfolio — from a two-family to a whole schedule of buildings.
Get a quote →
Personal lines
For the people behind the business — and for families who just need it done right.
The same agency, the same standard. Personal lines usually come to us through the business side, but you don't have to own a business to work with us.
One account, one agent
Stop running your business across four agents.
It is common for owners to end up with the general liability at one agency, the work vans at another, the bond through whoever the general contractor suggested, and the house and the kids' cars somewhere else entirely. Nobody sees the whole picture, so the gaps sit in between — and every certificate request turns into three phone calls. Consolidate the account with Prevent and one licensed agent holds your commercial lines, your bonds, and your household, on one renewal calendar, with one person to call.
Multi-policy discounts may be available. They are set by each carrier, not by Prevent, and are never guaranteed.
Why Prevent
We don't wait for things to go wrong.
At Prevent, we work alongside you to spot risks early and advise you on how to stay ahead of them — because we believe the best claim experience is the one you never have.
01 / ASSESS
Understand your real risk
The Prevent team reviews your property, assets, and exposures — no call-center scripts, no guesswork.
02 / PROTECT
Shop the best carriers available for you
As an independent agency we compare top-rated carriers and build coverage that fits your budget and life.
03 / PREVENT
Lower the odds of a claim
We share practical prevention steps and review your coverage as your life and needs change. At Prevent, we meet you where you are.
Free Policy Review
See the gaps in your coverage — before they cost you.
Send us your current policy and the Prevent team will review it for gaps, overlaps, and savings — then walk you through what we find in plain English. It's free, and there's no obligation.
- The Prevent team reviews every policy personally
- A plain-English summary of gaps and opportunities
- Your results within two business days
- Documents encrypted in transit — never sold, ever
Based in Massachusetts · also licensed in CT, RI, NH, ME, NJ & FL · Secure upload · Your data stays private.
Independent advantage
The right match between you and your carrier.
Insurance works best when everyone's pulling the same direction — you, us, and a great carrier. As an independent agency, we get to know your needs first, then pair you with the carrier that fits them best, and stay in your corner for the life of the policy.
- One point of contact for every policy you own
- As your life and needs change, we help you find the right coverage
- A trusted guide who helps you understand every option
- Bundling discounts across home, auto & business
Why we exist
Insurance works best when we all work for the same thing.
Customers, agents, and carriers want the same outcome: fewer losses and lives that stay whole. When the three of us work together — openly and in good faith — insurance stops being a transaction and becomes a quiet force for the common good.
01 · With you
We start by listening
We explain honestly, recommend only what fits, and help you prevent the losses that disrupt life — not just file claims after them.
02 · With our carriers
Partners, not adversaries
We work alongside carriers toward a shared goal. Every claim prevented is a win we share — and one that helps keep coverage fair and affordable for everyone.
03 · For our communities
Toward the common good
Every loss prevented is a family, a business, and a neighborhood that stays whole. That's the society we're working toward — one policy, one conversation at a time.
Prevention library
Stop claims before they start.
Short, practical videos on the risks behind the most common claims — straight from trusted authorities like the National Safety Council, IBHS, and NFPA.
Auto
Distracted driving
The small habits that prevent the most common — and most preventable — auto claims.
Source · National Safety Council
Home
Strengthen your home
FORTIFIED™ — a research-backed way to build and re-roof so severe weather doesn't turn into a major home claim.
Source · IBHS
Home & Business
Fire safety basics
Detection, prevention, and the few minutes of prep that protect property and lives.
Source · NFPA
Business
Workplace safety
Reduce injuries and workers' comp claims with practical, low-cost safety routines.
Source · National Safety Council
Prevention devices we recommend →
Each guide cites its source. Educational only — not a substitute for your policy terms or professional advice.
Smart-device savings
Smart protection that may pay you back.
A few connected devices can lower your risk — and may qualify you for carrier discounts. We help you put them to work and make sure the credit reaches your policy.
- Add a qualifying deviceWater sensors, telematics, monitored alarms, smart smoke detectors.
- Send us the receipt or photoUpload proof of the device through your Prevent account.
- We submit it to your carrierWe handle the paperwork and request any available credit.
- Savings applied to your policyIf your carrier offers a discount, it shows up on your premium.
Water sensorsCatch leaks early, before damage spreads.
May qualify for discounts
TelematicsSafe-driving programs that reward good habits.
May qualify for discounts
Monitored alarms24/7 monitoring for theft, fire, and break-ins.
May qualify for discounts
Smart smoke detectorsAlerts on your phone the moment they sense trouble.
May qualify for discounts
Discounts are set by each insurance carrier, not by Prevent, and are not guaranteed — availability and amounts vary by carrier, device, and state. If Prevent earns a commission on any device we recommend, we'll tell you. We only suggest devices we believe genuinely reduce risk.
Our mission
Prevent's Mission
Prevent was founded on the belief that insurance works best when clients, agents, carriers, and contractors collaborate as trusted partners toward a common goal: protecting what matters, preventing losses, and strengthening the communities we serve.
At the heart of our mission is First-Line Underwriting. We believe responsible insurance begins with the agency, before an application is submitted or a policy is issued. Our responsibility is to ask the right questions, understand each client's circumstances, identify potential risks, gather accurate information, and provide clear education about coverage, prevention, and responsibilities.
We do not simply sell policies. We work to match each client with appropriate coverage and carrier solutions while aligning expectations from the beginning. Through accuracy, transparency, education, and proactive risk management, we help prevent coverage gaps, misunderstandings, avoidable losses, and claim surprises. Because genuine understanding is the foundation of good coverage, we serve our clients natively in English, Spanish, and Portuguese — meeting each family and business in the language they trust.
By bringing every participant in the insurance process together and encouraging shared responsibility, we create better-informed clients, stronger partnerships, and more sustainable insurance results.
Understand the risk. Prevent the loss. Protect the future.
Questions & answers
Property & casualty insurance, explained.
An independent agency like Prevent isn't tied to one insurance company. We represent many carriers, so we can compare options and recommend the coverage that genuinely fits you — not just sell one company's product.
Property insurance protects things you own — your home, car, or business property — against damage or loss. Casualty (liability) insurance protects you if you're responsible for harm to others. Most personal and business policies combine both.
Premiums depend on what you're insuring, where you live, your coverage limits, and discounts you qualify for. Because we shop top-rated carriers and bundle policies, we work to find you strong coverage at a competitive price. Start a free quote to see real numbers.
Yes — and you usually should. Bundling multiple policies with the same carrier typically unlocks meaningful discounts and gives you one renewal date and one point of contact. We'll compare the combinations and show you what each one costs.
We focus on prevention. Beyond placing great coverage, we help you reduce the risks that lead to claims and review your coverage as your life and needs change. At Prevent, we meet you where you are — because the best claim experience is the one you never have.
Contact us
Reach us the way you prefer.
Questions, quotes, or claims — message us in English, Spanish, or Portuguese. The Prevent team will get back to you, usually the same business day.
For quotes, policy questions, and general inquiries.
Replies within one business day
Send an email
The fastest way to reach us — chat in your language.
+1 (617) 913-4859
Hablamos Español · Falamos Português
Chat on WhatsApp
Call or text
Speak with the Prevent team, or send a quick text.
(617) 913-4859
Call & SMS · Mon–Fri, 9am–5pm ET
Call now
Office hours: Monday–Friday, 9am–5pm ET · Based in Massachusetts · Messages welcome anytime
Get started
Protection starts with a conversation.
Tell us about your home, your business, or your current policy — and the Prevent team will help you spot the gaps, find the right coverage, and lower your risk. No pressure, no obligation.